Home Banking

Banking on a smartphone (or tablet) is, in my humble opinion, an unnecessary risk. To name two of the reasons: loss of the device (e.g. by theft), tracking done by the (banking) apps. Several of them contain modules of Facebook, Flurry, ad companies etc. Would you really trust your financial data to such an app? Better think twice – and if you chose an app, chose wisely.

Full mobile banking

Multi-Bank

2019-08-18

Finanzguru (4.7@21,530) Ǥ 12 Online Banking, Verträge & mehr
Bankin´ - The money and banking app manager (4.5@27,993) Ǥ 20 many European banks
Banking4 (4.5@3,537; ~EUR 10.00) Ǥ 14 Testbericht 12/2012; Vorstellung 9/2013; Test 1/2014; Kurzvorstellung 2/2014; Video Demo 4/2014
finanzblick Online-Banking (4.4@9,205) Ǥ 10 Testbericht 4/2013; Kurzvorstellung 1/2014
GnuCash (4.4@5,239) 7 Github
Numbrs – Mobile Banking (4.3@8,405) Ǥ 9
fin4u - Finanzen & Versicherungen online verwalten (4.3@255) 8 $Contains no known trackers \o/$ Promo Video 6/2017; Banking + alle Versicherungen / Anlagen bei Hallesche + Alte Leipziger
treefin - Mein Finanzassistent (4.2@780) Ǥ 11 Video Promo 8/2018 (1:08: "strengste Auflagen zu Datenschutz bla bla", "sicher in D gehostet" (und bei Adjust, Google Analytics etc, aber das sagen wir nicht))
Zuper Finance Coach & Banking (4@565) Ǥ 11 Privatsphäre-Check 8/2018:
123Banking - Finanzen im Blick (3.9@2,499) 5
Outbank 360° Banking: Accounts, Budgets, Contracts (3.9@936) 7 Vorstellung 9/2017 | 6/2018
REINER SCT ONLINEBANKING (3.9@36) Ǥ 13 $Contains no known trackers \o/$
StarMoney - Banking + Kontenübersicht - Star Money (3.8@5,265) Ǥ 12 Promo Video 1/2012; Vorstellung 7/2013 | 9/2013
apoBanking (3.6@89) Ǥ 15
MyBankingApp (3.4@24) Ǥ 14

Single institutes

2019-08-18

EB-Banking (4.7@19) Ǥ 14
SÜDWESTBANK-Banking (4.6@7) Ǥ 14
PayPal Mobile Cash: Send and Request Money Fast (4.5@1,037,777) Ǥ 24 Review 7/2014; Kurzvorstellung 3/2015; banking app with ad module? Tsk! But yeah, Paypal …
Sparkasse Ihre mobile Filiale (4.5@250,101) Ǥ 19 Testbericht 12/2012; Vorstellung 4/2014
Deutsche Bank Mobile (4.5@28,612) Ǥ 17
BW Mobilbanking für Smartphone und Tablet (4.5@3,895) Ǥ 13
BKS Bank Österreich (4.5@206) Ǥ 11
SpardaApp (4.4@13,864) 10
Consorsbank (4.4@9,586) Ǥ 17 Test 2/2015
ErsteBank/Sparkasse netbanking (4.4@4,481) 7 LastUpdate: 2017-10-20
acrevis Bank (4.4@17) Ǥ 15
Commerzbank Banking - The app at your side (4.3@35,034) Ǥ 25 Vorstellung 12/2013
o2 Banking: kostenloses Girokonto mit Mastercard (4.3@10,066) Ǥ 17 / O2 Mobile Banking (3.8@138) Ǥ 13 Vorstellung 7/2016; Fidor Bank (DE); banking app with ad module? Tsk! / Old Second National Bank (US)
GLS mBank (4.3@311) Ǥ 16 $Contains no known trackers \o/$
DKB-Banking (4.2@19,003) Ǥ 12
norisbank App (4.2@6,679) Ǥ 14 / norisbank photoTAN-App (3.8@567) Ǥ 7 $Contains no known trackers \o/$
Oberbank (4.2@718) Ǥ 12 Österreich
VKB-Bank App (4.2@85) Ǥ 13
ING Banking to go (4.1@26,313) Ǥ 13
PostFinance Mobile (4.1@10,469) Ǥ 14 / PostFinance E-Finance (3.6@210) 3 LastUpdate: 2017-05-29
BAWAG P.S.K. (4.1@4,267) Ǥ 11 Austria
Bank Austria MobileBanking (4.1@4,137) Ǥ 14
NAB Online Banking (4.1@776) Ǥ 12
Banking (4@1,945) 6 Volkswagen Banking
Raiffeisen-App (4@225) 12 $Contains no known trackers \o/$
bankdirekt.at Mobile App (4@16) Ǥ 13 $Contains no known trackers \o/$
TARGOBANK Mobile Banking (3.9@5,315) Ǥ 11 / TARGOBANK Banking App (Tablet) (4.3@142) Ǥ 6
HVB Mobile Banking (3.9@4,927) Ǥ 14
Raiffeisen ELBA (3.9@4,713) 10 $Contains no known trackers \o/$ Promo Video 6/2018 (DE)
Fidor Smart Banking (3.9@4,263) Ǥ 22
SHKB (3.9@49) Ǥ 13
Sparkasse+ Finanzen im Griff (3.8@13,068) Ǥ 18 Vorstellung 9/2013
LiveBANK (3.8@10) Ǥ 13 Österreich
comdirect (3.7@1,491) Ǥ 12
Postbank Finanzassistent (3.5@16,920) Ǥ 18
Raiffeisen E-Banking (3.5@7,480) 6 Schweiz
easybank (3.5@1,362) Ǥ 7 Austria
VR-Banking (3.4@20,989) Ǥ 17 Vorstellung 8/2013
BBBank-Banking (3.4@751) Ǥ 17
OLB Banking - Heimat ist eine Bank (3.4@640) Ǥ 9 $Contains no known trackers \o/$
1822MOBILE App (3.4@208) Ǥ 14 Test 12/2017
SZKB (3.4@84) Ǥ 14
PSD Banking (3.3@736) Ǥ 17
Volksbank Banking (3.1@1,059) Ǥ 17 Österreich
Santander Mobile Banking (2.5@1,391) Ǥ 13 $Contains no known trackers \o/$

Bank Info

2019-08-18

OeNB (4.5@30) 1 $Contains no known trackers \o/$ LastUpdate: 2015-11-10 Austria
IBAN-Rechner (4.3@434) 0 $Contains no known trackers \o/$ LastUpdate: 2016-02-12
IBAN-Rechner (4.2@248) Ǥ 3 $Contains no known trackers \o/$
IBAN Rechner (4.2@77) 2 LastUpdate: 2016-09-16
CashPool – Geldautomaten (3.9@827) 4 $Contains no known trackers \o/$ LastUpdate: 2014-12-19
GeldKompass - Geldautomaten Suche (3.6@10) Ǥ 7
SGKB (3.4@378) Ǥ 16 St.Galler Kantonalbank (Switzerland)

NFC Payment

2019-08-18

Revolut - A Radically Better Account (4.9@415,819) Ǥ 27
Deutsche Bank Mobile (4.5@28,612) Ǥ 17
Google Pay: Pay with your phone and send cash (4.4@673,891) Ǥ 21
Mobiles Bezahlen - Ihre digitale Geldbörse (4.3@5,416) Ǥ 16 Vorstellung 7/2018
DiPocket — banking made simple (4.1@202) Ǥ 13
Postbank Finanzassistent (3.5@16,920) Ǥ 18
Glase - mobile payments (3.2@3,539) Ǥ 17
boon. – contactless payments (2.8@994) Ǥ 18

Investment Information

2019-08-18

Tagesgeld News (4.2@78) Ǥ 8 $Contains no known trackers \o/$ LastUpdate: 2014-07-31
FMH-Anlage (4.2@15) 1 $Contains no known trackers \o/$ / FMH-Giro und Kredit (4.5@10) 1 $Contains no known trackers \o/$
Tagesgeld.info (3.8@73) Ǥ 8 LastUpdate: 2015-04-29 Testbericht 12/2012
Best Interest Rates (3.3@18) 3

Further Readings:

Warum Post, Bank und Co. ihre Kunden nicht zwingen sollten, Apps zu benutzen (7/2019)
Wie Banken Online-Banking durch Apps unsicher machen (7/2019)
Massive bank app security holes: You might want to go back to that money under the mattress tactic (4/2019)
Analyzing the security of Android mobile payment applications (10/2018)
Android Banking-Apps: Verseucht mit Trackern? (8/2018)
Mit dem Handy bezahlen dank NFC (7/2018 - 1/2019)
Bezahlen per Handy und NFC in Deutschland: So geht's (6/2018 - 12/2018)
Wie Banken die Sicherheit und Privatsphäre ihrer Kunden aufs Spiel setzen (1/2018)
Leserfrage: Sicheres Passwort beim Online-Banking (7/2017)
Online-Banking mit Smartphone und Tablet (8/2015 - 11/2018)
Stiftung Warentest: Viele Banking-Apps taugen wenig (5/2015)
Online-Banking-Apps für Android und iOS im Test (3/2014)
Starmoney vs. Banking 4a – Banking für Android im Vergleich (10/2013)

2019-08-19

IzzyOnDroid

Home Banking

Full mobile banking

Multi-Bank

Single institutes

Bank Info

NFC Payment

Investment Information