Home Banking

Banking on a smartphone (or tablet) is, in my humble opinion, an unnecessary risk. To name two of the reasons: loss of the device (e.g. by theft), tracking done by the (banking) apps. Several of them contain modules of Facebook, Flurry, ad companies etc. Would you really trust your financial data to such an app? Better think twice – and if you chose an app, chose wisely.

Full mobile banking

Multi-Bank

2020-01-13

Bankin´ - The money and banking app manager (4.7@33,823) Ǥ 20 many European banks
GnuCash (4.5@5,547) 5 Github
Finanzguru (4.4@24,795) Ǥ 8 Online Banking, Verträge & mehr
finanzblick Online-Banking (4.3@9,961) Ǥ 10 Testbericht 4/2013; Kurzvorstellung 1/2014
Banking4 (4@3,682; ~EUR 10.00) Ǥ 14 Vorstellung 9/2013; Test 1/2014; Kurzvorstellung 2/2014; Video Demo 4/2014
fin4u - Finanzen & Versicherungen online verwalten (4@296) 7 Promo Video 6/2017; Banking + alle Versicherungen / Anlagen bei Hallesche + Alte Leipziger
treefin – mein Finanzmanager (3.8@888) Ǥ 11 Video Promo 8/2018 (1:08: "strengste Auflagen zu Datenschutz bla bla", "sicher in D gehostet" (und bei Adjust, Google Analytics etc, aber das sagen wir nicht))
apoBanking (3.8@152) Ǥ 17
StarMoney - Banking + Kontenübersicht (3.6@5,646) Ǥ 12 Vorstellung 7/2013 | 9/2013
Zuper Finance Coach & Banking (3.6@598) Ǥ 11 Privatsphäre-Check 8/2018:
REINER SCT ONLINEBANKING (3.6@43) Ǥ 13 $Contains no known trackers \o/$
MyBankingApp (3.3@42) Ǥ 14
Outbank 360° Banking: Accounts, Budgets, Contracts (3.2@1,066) 7 Vorstellung 9/2017 | 6/2018
Numbrs – Mobile Banking (3.1@8,779) Ǥ 12
123Banking - Finanzen im Blick (1.9@2,490) 5

Single institutes

2020-01-13

EB-Banking (4.7@29) Ǥ 14
Deutsche Bank Mobile (4.6@36,321) Ǥ 20
comdirect (4.6@3,105) Ǥ 12
Sparkasse Ihre mobile Filiale (4.5@283,677) Ǥ 23 Vorstellung 4/2014
ING Banking to go (4.5@34,585) Ǥ 12
norisbank App (4.5@8,593) 11 / norisbank photoTAN (3.4@807) 3
PayPal Mobile Cash: Send and Request Money Fast (4.4@1,186,783) Ǥ 24 Review 7/2014; Kurzvorstellung 3/2015; banking app with ad module? Tsk! But yeah, Paypal …
SpardaApp (4.4@16,650) 10
ErsteBank/Sparkasse netbanking (4.4@4,481) 7 LastUpdate: 2017-10-20
acrevis Bank (4.4@17) Ǥ 11
Bank Austria MobileBanking (4.3@4,622) Ǥ 14
BW Mobilbanking für Smartphone und Tablet (4.3@4,283) Ǥ 14
BKS Bank Österreich (4.3@225) Ǥ 11
NAB Online Banking (4.2@852) Ǥ 10
SÜDWESTBANK-Banking (4.1@8) Ǥ 14
o2 Banking: kostenloses Girokonto mit Mastercard (3.9@11,016) Ǥ 17 / O2 Mobile Banking (3.6@147) Ǥ 11 Vorstellung 7/2016; Fidor Bank (DE); banking app with ad module? Tsk! / Old Second National Bank (US)
Sparkasse+ Finanzen im Griff (3.8@13,068) Ǥ 18 LastUpdate: 2018-05-14 Vorstellung 9/2013
BAWAG P.S.K. (3.8@4,408) Ǥ 11 Austria
GLS mBank (3.8@339) Ǥ 16 $Contains no known trackers \o/$
VKB-Bank App (3.8@110) 9 $Contains no known trackers \o/$
SHKB (3.8@53) Ǥ 11 $Contains no known trackers \o/$
LiveBANK (3.8@10) Ǥ 13 Österreich
DKB-Banking (3.7@23,973) Ǥ 13
Raiffeisen ELBA (alt) (3.7@4,781) 7 $Contains no known trackers \o/$ Promo Video 6/2018 (DE)
Oberbank (3.6@782) Ǥ 12 Österreich
Raiffeisen-App (3.5@253) 12 $Contains no known trackers \o/$
VR-Banking (3.4@24,139) Ǥ 19 Vorstellung 8/2013
Consorsbank (3.4@11,161) Ǥ 18 Test 2/2015
Raiffeisen E-Banking (3.4@7,642) 6 Schweiz
BBBank-Banking (3.4@751) Ǥ 17 LastUpdate: 2018-04-10
SZKB (3.4@95) Ǥ 11
PSD Banking (3.3@736) Ǥ 17 LastUpdate: 2018-04-18
PostFinance Mobile (3.2@11,648) Ǥ 14
TARGOBANK Mobile Banking (3.1@5,903) Ǥ 16
Volksbank Banking (2.9@1,196) Ǥ 17 Österreich
Commerzbank Banking - The app at your side (2.8@38,329) Ǥ 22 Vorstellung 12/2013
Fidor Smart Banking (2.6@4,730) Ǥ 23
HVB Mobile Banking (2.5@6,351) Ǥ 14
Santander Mobile Banking (2.5@1,727) Ǥ 11 $Contains no known trackers \o/$
easybank (2.5@1,392) Ǥ 7 Austria
Banking (2.4@2,149) 6 Volkswagen Banking
OLB Banking (2.4@739) Ǥ 9 $Contains no known trackers \o/$ Promo Video 3/2018
Mein ELBA-App (2.4@46) Ǥ 11
Postbank Finanzassistent (2.2@19,925) Ǥ 19
1822MOBILE App (2@295) Ǥ 13 Test 12/2017

Bank Info

2020-01-09

OeNB (4.5@30) 1 $Contains no known trackers \o/$ LastUpdate: 2015-11-10 Austria
IBAN-Rechner (4.4@247) Ǥ 3 $Contains no known trackers \o/$ LastUpdate: 2018-05-24
IBAN Rechner (4.2@77) 2 LastUpdate: 2016-09-16
IBAN-Rechner (4.1@437) 0 $Contains no known trackers \o/$ LastUpdate: 2016-02-12
GeldKompass - Geldautomaten Suche (3.6@10) Ǥ 7
SGKB (3.4@404) Ǥ 16 St.Galler Kantonalbank (Switzerland)
CashPool – Geldautomaten (3@828) 4 $Contains no known trackers \o/$ LastUpdate: 2014-12-19

NFC Payment

2020-01-09

Revolut - A Radically Better Account (4.8@602,894) Ǥ 26
Google Pay: Pay with your phone and send cash (4.6@806,961) Ǥ 23
Deutsche Bank Mobile (4.6@36,321) Ǥ 20
BW-BankCard pay - Mobiles Bezahlen mit der BW Bank (4.3@73) Ǥ 17
DiPocket | Finance (4.2@220) Ǥ 14
Mobiles Bezahlen - Ihre digitale Geldbörse (3.8@6,744) Ǥ 16 Vorstellung 7/2018
Glase - mobile payments (3.2@3,539) Ǥ 17
VIMpay – the way to pay (3.2@1,113) Ǥ 21
Postbank Finanzassistent (2.2@19,925) Ǥ 19

Investment Information

2020-01-09

FMH-Anlage (4.8@68) 1 $Contains no known trackers \o/$ / FMH-Giro und Kredit (5@171) 1 $Contains no known trackers \o/$
Tagesgeld News (4.2@77) Ǥ 8 $Contains no known trackers \o/$ LastUpdate: 2014-07-31
Best Interest Rates (3.3@18) 3
Kapitalertragsteuer (0@0) 2

Further Readings:

Security
- Warum Post, Bank und Co. ihre Kunden nicht zwingen sollten, Apps zu benutzen (7/2019)
- Wie Banken Online-Banking durch Apps unsicher machen (7/2019)
- Massive bank app security holes: You might want to go back to that money under the mattress tactic (4/2019)
- Wie sicher ist Bezahlen per NFC-App? (1/2019)
- Analyzing the security of Android mobile payment applications (10/2018)
- Android Banking-Apps: Verseucht mit Trackern? (8/2018)
- Wie Banken die Sicherheit und Privatsphäre ihrer Kunden aufs Spiel setzen (1/2018)
- Leserfrage: Sicheres Passwort beim Online-Banking (7/2017)
Mobile Payment
- Google Pay: Mobile Geldbörse oder globale Kreditauskunft? (8/2018 - 11/2019)
- Mit dem Handy bezahlen dank NFC (7/2018 - 1/2019)
- Bezahlen per Handy und NFC in Deutschland: So geht's (6/2018 - 12/2018)
- Mobile Payment in Deutschland: Bezahlen mit dem Smartphone (11/2016 - 3/2019)
General
- Online-Banking mit Smartphone und Tablet (8/2015 - 11/2018)
- Stiftung Warentest: Viele Banking-Apps taugen wenig (5/2015)
- Online-Banking-Apps für Android und iOS im Test (3/2014)
- Starmoney vs. Banking 4a – Banking für Android im Vergleich (10/2013)

2020-01-13

IzzyOnDroid

Home Banking

Full mobile banking

Multi-Bank

Single institutes

Bank Info

NFC Payment

Investment Information