Home Banking

Banking on a smartphone (or tablet) is, in my humble opinion, an unnecessary risk. To name two of the reasons: loss of the device (e.g. by theft), tracking done by the (banking) apps. Several of them contain modules of Facebook, Flurry, ad companies etc. Would you really trust your financial data to such an app? Better think twice – and if you chose an app, chose wisely.

Full mobile banking

2019-06-11

Finanzguru (4.7@18,744) 10 Online Banking, Verträge & mehr
o2 Banking: kostenloses Girokonto mit Mastercard (4.6@9,739) Ǥ 17 / O2 Mobile Banking (3.8@136) Ǥ 13 Vorstellung 7/2016; Fidor Bank (DE); banking app with ad module? Tsk! / Old Second National Bank (US)
Sparkasse Ihre mobile Filiale (4.5@234,998) Ǥ 19 Testbericht 12/2012; Vorstellung 4/2014
Deutsche Bank Mobile (4.5@26,764) Ǥ 17
Banking4 (4.5@3,516; ~EUR 8.00) Ǥ 14 Testbericht 12/2012; Vorstellung 9/2013; Test 1/2014; Kurzvorstellung 2/2014; Video Demo 4/2014
BKS Bank Österreich (4.5@200) Ǥ 11
PayPal Mobile Cash: Send and Request Money Fast (4.4@969,994) Ǥ 25 Review 7/2014; Kurzvorstellung 3/2015; banking app with ad module? Tsk! But yeah, Paypal …
SpardaApp (4.4@12,705) 10
finanzblick Online-Banking (4.4@8,811) Ǥ 10 Testbericht 4/2013; Kurzvorstellung 1/2014
Numbrs – Mobile Banking (4.4@8,176) Ǥ 9
GnuCash (4.4@5,117) 7 Github
ErsteBank/Sparkasse netbanking (4.4@4,481) 7 LastUpdate: 2017-10-20
BW Mobilbanking für Smartphone und Tablet (4.4@3,671) Ǥ 13
acrevis Bank (4.4@17) Ǥ 15
Commerzbank Banking App (4.3@33,830) Ǥ 24 Vorstellung 12/2013
Consorsbank (4.3@9,224) Ǥ 17 Test 2/2015
treefin - Mein Finanzassistent (4.3@737) Ǥ 11 Video Promo 8/2018 (1:08: "strengste Auflagen zu Datenschutz bla bla", "sicher in D gehostet" (und bei Adjust, Google Analytics etc, aber das sagen wir nicht))
fin4u - Finanzen & Versicherungen online verwalten (4.3@243) 8 $Contains no known trackers \o/$ Banking + alle Versicherungen / Anlagen bei Hallesche + Alte Leipziger
DKB-Banking (4.2@17,521) Ǥ 12
PostFinance Mobile (4.2@9,330) Ǥ 14 / PostFinance E-Finance (3.6@210) 3 LastUpdate: 2017-05-29
Raiffeisen E-Banking (4.2@7,428) 6 Schweiz
norisbank App (4.2@6,386) Ǥ 14 / norisbank photoTAN-App (3.7@433) 3 $Contains no known trackers \o/$ LastUpdate: 2017-10-05
Oberbank (4.2@702) Ǥ 12 Österreich
VKB-Bank App (4.2@85) 9
Raiffeisen ELBA (4.1@4,689) 10 $Contains no known trackers \o/$ Promo Video 6/2018 (DE)
BAWAG P.S.K. (4.1@4,114) Ǥ 11 Austria
Bank Austria MobileBanking (4.1@3,933) Ǥ 14
NAB Online Banking (4.1@751) Ǥ 12
Banking (4@1,932) 6 Volkswagen Banking
Zuper Finance Coach & Banking (4@542) Ǥ 11 Privatsphäre-Check 8/2018:
Raiffeisen-App (4@215) 12 $Contains no known trackers \o/$
bankdirekt.at Mobile App (4@14) 9 $Contains no known trackers \o/$
TARGOBANK Mobile Banking (3.9@4,992) Ǥ 12 / TARGOBANK Banking App (Tablet) (4.3@142) Ǥ 6
123Banking - Finanzen im Blick (3.9@2,506) 5
Outbank 360° Banking: Accounts, Budgets, Contracts (3.9@872) 7 Vorstellung 9/2017 | 6/2018
SHKB (3.9@47) Ǥ 13
REINER SCT ONLINEBANKING (3.9@33) Ǥ 13 $Contains no known trackers \o/$
Sparkasse+ Finanzen im Griff (3.8@13,068) Ǥ 18 Vorstellung 9/2013
StarMoney - Banking + Kontenübersicht - Star Money (3.8@5,023) Ǥ 12 Promo Video 1/2012; Vorstellung 7/2013 | 9/2013
LiveBANK (3.8@10) Ǥ 13 Österreich
Postbank Finanzassistent (3.5@16,343) Ǥ 18
easybank (3.5@1,304) Ǥ 7 Austria
VR-Banking (3.4@20,318) Ǥ 17 Vorstellung 8/2013
BBBank-Banking (3.4@751) Ǥ 17
OLB Banking - Heimat ist eine Bank (3.4@629) Ǥ 8 $Contains no known trackers \o/$
SZKB (3.4@83) Ǥ 15
PSD Banking (3.3@736) Ǥ 17
Volksbank Banking (3.1@1,015) Ǥ 12 Österreich
1822MOBILE App (2.9@179) Ǥ 13 Test 12/2017; Banking app with ad module? Tsk!

Bank Info

2019-06-12

OeNB (4.5@30) 1 $Contains no known trackers \o/$ LastUpdate: 2015-11-10 Austria
IBAN-Rechner (4.4@432) 0 $Contains no known trackers \o/$ LastUpdate: 2016-02-12
IBAN-Rechner (4.2@248) Ǥ 3 $Contains no known trackers \o/$
IBAN Rechner (4.2@77) 2 LastUpdate: 2016-09-16
CashPool – Geldautomaten (3.9@824) 4 $Contains no known trackers \o/$ LastUpdate: 2014-12-19
GeldKompass - Geldautomaten Suche (3.6@10) Ǥ 7
SGKB (3.4@370) Ǥ 16 St.Galler Kantonalbank (Switzerland)

NFC Payment

2019-06-12

Revolut - Better than your bank (4.9@335,950) Ǥ 27
Deutsche Bank Mobile (4.5@26,764) Ǥ 17
Google Pay: Pay with your phone and send cash (4.4@613,747) Ǥ 21
DiPocket (4.1@185) Ǥ 13
Mobiles Bezahlen - Ihre digitale Geldbörse (3.7@4,164) Ǥ 16 Vorstellung 7/2018
Postbank Finanzassistent (3.5@16,343) Ǥ 18
Glase - mobile payments (3.2@3,539) Ǥ 17
girogo-Shop Finder (3.1@83) Ǥ 11 LastUpdate: 2015-10-02 also see: GiroGo.DE
boon. – contactless payments (2.8@994) Ǥ 18

Investment Information

2019-06-12

FMH-Anlage (4.4@14) 1 $Contains no known trackers \o/$ / FMH-Giro und Kredit (4.7@9) 1
Tagesgeld News (4.2@78) Ǥ 8 $Contains no known trackers \o/$ LastUpdate: 2014-07-31
Tagesgeld.info (3.8@73) Ǥ 8 LastUpdate: 2015-04-29 Testbericht 12/2012
Best Interest Rates (3.3@18) 3

Further Readings:

Massive bank app security holes: You might want to go back to that money under the mattress tactic (4/2019)
Analyzing the security of Android mobile payment applications (10/2018)
Android Banking-Apps: Verseucht mit Trackern? (8/2018)
Mit dem Handy bezahlen dank NFC (7/2018 - 1/2019)
Bezahlen per Handy und NFC in Deutschland: So geht's (6/2018 - 12/2018)
Wie Banken die Sicherheit und Privatsphäre ihrer Kunden aufs Spiel setzen (1/2018)
Leserfrage: Sicheres Passwort beim Online-Banking (7/2017)
Online-Banking mit Smartphone und Tablet (8/2015 - 11/2018)
Stiftung Warentest: Viele Banking-Apps taugen wenig (5/2015)
Online-Banking-Apps für Android und iOS im Test (3/2014)
Starmoney vs. Banking 4a – Banking für Android im Vergleich (10/2013)

2019-06-12

IzzyOnDroid

Home Banking

Full mobile banking

Bank Info

NFC Payment

Investment Information