Home Banking

Banking on a smartphone (or tablet) is, in my humble opinion, an unnecessary risk. To name two of the reasons: loss of the device (e.g. by theft), tracking done by the (banking) apps. Several of them contain modules of Facebook, Flurry, ad companies etc. Would you really trust your financial data to such an app? Better think twice – and if you choose an app, choose wisely.

Full mobile banking

Multi-Bank

2023-01-26

Finanzguru (4.6@47,459) Ǥ 15 4 Online Banking, Verträge & mehr
GnuCash (4.5@6,789) 7 1 LastUpdate: 2018-08-08 Github
SecureGo plus (4.5@5,343) Ǥ 11 $Contains no trackers known to us \o/$ Multi-Bank fähige 2FA (u.a. GLS, PSD – u.a. aber nicht DKB, ING, Comdirect)
Sparkasse Ihre mobile Filiale (4.3@539,943) Ǥ 24 3
finanzblick Online-Banking (4.3@13,486) Ǥ 21 1
Banking4 (4.3@3,968; ~EUR 10.00) Ǥ 13 1
Bankin’ (4.2@52,460) Ǥ 18 7 many European banks
fin4u (4.1@458) 5 $Contains no trackers known to us \o/$ Vorstellung 3/2017; Promo Video 6/2017; Banking + alle Versicherungen / Anlagen bei Hallesche + Alte Leipziger
TEO - Das neue Multibanking (3.9@10,185) Ǥ 21 4
Adam Riese Finanz-App (3.8@1,185) Ǥ 9 5 Video Promo 8/2018 (1:08: "strengste Auflagen zu Datenschutz bla bla", "sicher in D gehostet" (und bei Adjust, Google Analytics etc, aber das sagen wir nicht))
REINER SCT ONLINEBANKING (3.7@58) Ǥ 13 1
StarMoney - Banking + Finanzen (3.3@6,847) Ǥ 11 2
Zuper Finance Coach & Banking (2.9@651) Ǥ 11 16 LastUpdate: 2021-04-27 Privatsphäre-Check 8/2018:
MLP Financepilot (2.8@375) Ǥ 20 2
MyBanking Classic (2.3@146) Ǥ 20 2
Numbrs - Bitcoin Account (2@9,134) Ǥ 13 3
Outbank - 360° Banking (1.5@1,787) 10 1 Vorstellung 9/2017 | 6/2018

Single institutes

2023-01-14

BKS Bank Österreich (4.8@1,729) Ǥ 22 2
Commerzbank Banking (4.7@179,470) Ǥ 31 2 / Commerzbank photoTAN (4.7@74,710) Ǥ 10 $Contains no trackers known to us \o/$
ING Banking to go (4.7@111,378) Ǥ 16 2
Tomorrow: Mobile Banking (4.7@9,329) Ǥ 15 5 "Nachhaltiges Banking"
C24 Bank (4.7@6,966) Ǥ 19 4
PayPal - Send, Shop, Manage (4.6@2,846,335) Ǥ 30 6 banking app with ad module? Tsk! But yeah, Paypal …
Deutsche Bank Mobile (4.6@67,463) Ǥ 20 3 / Deutsche Bank photoTAN (4.4@16,095) Ǥ 9 1
Raiffeisen E-Banking (4.6@23,040) Ǥ 15 $Contains no trackers known to us \o/$ / Raiffeisen PhotoTAN (4.2@1,716) 4 $Contains no trackers known to us \o/$ Schweiz
Oberbank (4.6@4,956) Ǥ 22 2 Österreich
VR Banking - einfach sicher (4.5@45,581) Ǥ 14 2 / VR Banking Classic (3.5@37,431) Ǥ 20 2 / VR-SecureGo (2.7@11,471) Ǥ 10 2
HVB Mobile Banking (4.5@20,280) Ǥ 33 3
Bank Austria MobileBanking (4.4@29,031) Ǥ 23 3
SpardaApp (4.4@23,422) Ǥ 15 4 / SpardaSecureGo+ (4.6@683) Ǥ 7 $Contains no trackers known to us \o/$ / SpardaSecureApp (4.4@25,808) Ǥ 9 2 LastUpdate: 2021-03-16 Nachlässige Sicherheit 8/2022
norisbank App (4.4@14,279) Ǥ 15 3 / norisbank photoTAN (4.3@3,497) Ǥ 9 1 Kurztest 4/2016; Testbericht 2020
1822direkt Banking (4.4@5,150) Ǥ 12 1 / 1822TAN+ (4.4@5,855) Ǥ 10 1 / 1822direkt QRTAN+ (4.6@2,895) Ǥ 6 1
comdirect (4.3@27,213) Ǥ 20 3 / comdirect photoTAN App (4.5@35,023) Ǥ 10 2
Santander Banking (4.3@10,011) Ǥ 8 2 / SantanderSign (4.2@8,404) Ǥ 13 2
Hanseatic Bank Mobile (4.3@3,262) Ǥ 12 4 / Hanseatic Bank Secure (2.8@265) Ǥ 7 $Contains no trackers known to us \o/$
NAB Online Banking (4.3@1,314) Ǥ 13 1 LastUpdate: 2021-03-31
TARGOBANK Mobile Banking (4.2@25,253) Ǥ 13 3
SZKB (4.2@203) Ǥ 11 3
EB-Banking Classic (4.2@70) Ǥ 20 2
BW-Mobilbanking Phone + Tablet (4.1@6,174) Ǥ 20 3
Consorsbank (4@18,478) Ǥ 19 1 / Consorsbank SecurePlus (2.8@3,009) Ǥ 8 $Contains no trackers known to us \o/$ / Consors Finanz Mobile Banking (3.4@11,466) Ǥ 14 4
acrevis Bank (4@24) Ǥ 15 2
VKB CONNECT (3.9@302) Ǥ 16 3
Girokonto mit Mastercard (3.8@11,447) Ǥ 17 4 LastUpdate: 2020-05-06 / O2 Mobile Banking (3.6@170) Ǥ 13 2 LastUpdate: 2019-09-09 Vorstellung 7/2016; Fidor Bank (DE); banking app with ad module? Tsk! / Old Second National Bank (US)
Banking (3.8@2,746) 8 1 Volkswagen Banking
Bank Direkt Mein ELBA-App (3.8@78) Ǥ 11 3
PSD Banking Classic (3.6@832) Ǥ 20 2 / PSD Banking (2.6@245) Ǥ 11 1
Volksbank hausbanking (3.5@1,555) Ǥ 19 1 Österreich
GLS mBank Classic (3.5@561) Ǥ 16 1 / GLS Bank pure (3.6@45) Ǥ 9 $Contains no trackers known to us \o/$ / GLS Banking (3@185) Ǥ 15 3
SHKB (3.4@101) Ǥ 8 2
PostFinance App (3.1@30,559) Ǥ 24 3
DKB-Banking (2.8@46,127) Ǥ 15 1 / DKB-TAN2go (3.9@35,159) Ǥ 12 1
BBBank-Banking (2.8@459) Ǥ 11 1 / BBBank SecureGo+ (4.1@235) Ǥ 11 $Contains no trackers known to us \o/$ / BBBank-Banking classic (3.4@1,086) Ǥ 20 2
OLB Banking (2.7@1,066) Ǥ 14 $Contains no trackers known to us \o/$ Promo Video 3/2018
ebaseBanking (2.5@296) 6 $Contains no trackers known to us \o/$ / finvesto mobile viewer (2.4@38) 10 $Contains no trackers known to us \o/$
Renault Bank direkt Banking (2.5@157) Ǥ 12 2
Fidor Smart Banking (2.4@5,974) Ǥ 13 5
LiveBANK (2@10) Ǥ 20 1 Österreich
Postbank Finanzassistent (1.8@30,776) Ǥ 18 1 / Postbank BestSign (3.7@52,678) Ǥ 16 3 Rezension 7/2021
FYRST - Mobiles Banking (1.3@219) Ǥ 12 1
SLG Banking (0@0) Ǥ 13 1
Varengold activeTAN (0@0) 4 $Contains no trackers known to us \o/$ Github; 2FA for Varengold
Raiffeisen-App (0@0) 7 2 / Raiffeisen-ID (4@285) Ǥ 14 2

Bank Info

2023-01-27

IBAN-Rechner (4.3@260) 2 $Contains no trackers known to us \o/$
OeNB (4@31) 4 $Contains no trackers known to us \o/$ Austria
SGKB – Ihr Finanzbegleiter (3.3@886) Ǥ 20 3 St.Galler Kantonalbank (Switzerland)
CashPool – Geldautomaten (3.1@880) Ǥ 6 $Contains no trackers known to us \o/$

NFC Payment

2023-01-27

Revolut (4.8@2,132,097) Ǥ 33 3
Deutsche Bank Mobile (4.6@67,463) Ǥ 20 3 / Deutsche Bank photoTAN (4.4@16,095) Ǥ 9 1
Mobiles Bezahlen (4.4@42,588) Ǥ 18 4 Vorstellung 7/2018
VIMpay – the way to pay (4.3@3,274) Ǥ 17 2
BW-BankCard pay - Mobiles Bezahlen mit der BW-Bank (4.2@203) Ǥ 15 2 LastUpdate: 2020-12-19
DiPocket | Finance & Payments (4.1@1,956) Ǥ 16 3
Google Wallet (3.2@1,353,408) Ǥ 25 4
Postbank Finanzassistent (1.8@30,776) Ǥ 18 1 / Postbank BestSign (3.7@52,678) Ǥ 16 3 Rezension 7/2021

Investment Information

2023-01-27

Deposits and loans (3.7@23) 4 1
Kapitalertragsteuer (0@0) 2 1 LastUpdate: 2018-10-14

Further Readings:

Security
- Fotoüberweisung: Was mit den persönlichen Daten passiert (3/2022)
- Android & iOS: Sicheres Mobile-Banking am Smartphone (1/2022)
- Warum Post, Bank und Co. ihre Kunden nicht zwingen sollten, Apps zu benutzen (7/2019)
- Wie Banken Online-Banking durch Apps unsicher machen (7/2019)
- Massive bank app security holes: You might want to go back to that money under the mattress tactic (4/2019)
- Wie sicher ist Bezahlen per NFC-App? (1/2019 - 11/2019)
- Analyzing the security of Android mobile payment applications (10/2018)
- Android Banking-Apps: Verseucht mit Trackern? (8/2018)
- Wie Banken die Sicherheit und Privatsphäre ihrer Kunden aufs Spiel setzen (1/2018)
- Leserfrage: Sicheres Passwort beim Online-Banking (7/2017)
Mobile Payment
- Google Pay: Mobile Geldbörse oder globale Kreditauskunft? (8/2018 - 7/2020)
- Mit dem Handy bezahlen dank NFC (7/2018 - 11/2019)
- Bezahlen per Handy und NFC in Deutschland: So geht's (6/2018 - 3/2021)
- Mobile Payment in Deutschland: Bezahlen mit dem Smartphone (11/2016 - 3/2020)
General
- DSGVO-konformes Banking nur noch gegen Aufpreis? (10/2022)
- GrapheneOS: Welche Banking-Apps sind lauffähig? (11/2021)
- MobilSicher Themenpaket: Banking und Bezahlen
- Überraschendes Test-Ergebnis: Nur diese 4 Banking-Apps sind gut (5/2020 - 8/2020)
- Online-Banking mit Smartphone und Tablet (8/2015 - 11/2018)

2023-01-27

IzzyOnDroid

Home Banking

Full mobile banking

Multi-Bank

Single institutes

Bank Info

NFC Payment

Investment Information